Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. An aggregate deductible is the limit deductible a policyholder would be required to pay on ...

An embedded deductible means each family member has their own deductible. A single family member will not need to meet the family deductible based solely on their own expenses. Since 2016, no ...

2. Non-embedded deductibles. Under a non-embedded deductible plan, also known as an aggregate deductible plan, the total family deductible must be paid out-of-pocket before the insurer starts paying ...