Losing a home to a disaster like a fire, flood, or tornado can be devastating—and hearing that your house is considered a “total loss” can make the situation feel even more overwhelming. But what ...

A survivor’s story of navigating home insurance and the emotional toll of starting over after a house fire.

Forbes contributors publish independent expert analyses and insights. Robert W. Wood is a tax lawyer focusing on taxes and litigation. If you experience the loss of your home, you have many issues to ...

"No longer would the $250,000 per-person limit be a barrier to recovery. It is, after all, per person, allowing each spouse ...

Costs for removal of debris are also covered, up to a limit. Homeowners’ policies automatically include coverage for ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...