A Certificate of Deposit (CD) laddering strategy allows investors to benefit from higher interest rates while maintaining access to liquidity. By staggering the maturity dates of different CDs, ...

Retirement income planning can be an exciting journey, and annuity laddering is a simple concept that most agents can understand and share with ease. It's not a complicated idea at all — once it’s ...

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

The U.S. government issues short-term debt securities known as Treasury bills. They have terms ranging from 4 to 52 weeks and are sold at a discount from their face value. Treasury bills are a safe ...