When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Most banks don't care how small the overdraft is. If your balance goes below $0 and overdraft coverage is on, the fee ...

Banks have a way of quietly draining your account through fees, including monthly maintenance charges, overdraft penalties, ...

The good news: Those annoying (and expensive) overdraft and “non-sufficient funds” fees from your bank — of some $35 per pop! — have plummeted over the past couple of years, saving consumers some $5.5 ...