Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered ...

Discover how scheduled personal property insurance enhances your homeowners' policy by offering broader protection for high-value items like jewelry and art.

Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...

What Is an Unscheduled Property Floater? An Unscheduled Property Floater is a specific type of insurance coverage that protects personal belongings not listed or "scheduled" on a homeowner's or renter ...

Across the 50 largest metros, an average of 7.0% of monthly homeownership costs go toward property insurance. Property insurance can account for a significant chunk of your monthly budget — especially ...