Money stress is a common issue that plagues individuals across all income levels, but a simple strategy known as the three-bucket system can offer relief. By dividing your finances into three distinct ...

The S&P 500 provides a meager 1.2% yield, besides a roller-coaster ride on a regular basis. It may be a reasonably good investment for younger investors when they are in their prime accumulation phase ...

Bucket 1 consists of cash, Bucket 2 is your high-quality, short- and intermediate-term bond portfolio, and Bucket 3 is the growth engine that will hold the remainder of the assets. For some retirees, ...

One reason retirement planning feels stressful is that we expect one portfolio to do three jobs at once. It must pay next month’s bills, protect you from sudden medical or family shocks, and still ...