Getting approved for a mortgage requires more than just telling the lender how much you want to borrow and submitting documents. A lender wants to know it can recoup its money if you fail to repay.

Dock David Treece is a former licensed investment advisor and member of the FINRA Small Firm Advisory Board. His focus is on breaking down complex financial topics so readers can make informed ...

When you're applying for a loan, whether it's auto financing or a mortgage, the numbers matter. One important figure to understand is your loan-to-value ratio, often abbreviated as LTV. This is the ...

Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC) or home ...

When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value is ...

When you’re buying a property or remortgaging, your loan to value ratio is very important. Loan to value – or LTV for short – has a major effect on the interest rate you can access on your mortgage.